2022 YER to MAD Historical Review

YEARLY HIGH

0.0444 MAD

YEARLY LOW

0.0368 MAD

YEARLY AVERAGE

0.0406 MAD

2022 YER to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the YER to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 28, valuing the pair at 0.0444. Conversely, the yearly low was recorded on January 13, dropping to 0.0368.

This high-to-low spread represents a total annual volatility of 0.0076 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0371 to the December average rate of 0.0420, the exchange rate registered a net change of 13.18% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0444 was up 19.09% compared to the 2021 peak of 0.0373, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 YER based on timing:

Yearly Peak High 222 MAD

2021 Average 180 MAD

Yearly Trough Low 184 MAD

Transaction Impact: A difference of 37.95 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0444

0.0365

JanuMarcMayJulySeptNove

YER to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0388, compared to 0.0424 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0036 points.

H1 Avg (Jan–Jun) 0.0388

H2 Avg (Jul–Dec) 0.0424

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.0023 MAD (High: 0.0444 / Low: 0.0420). On the other end, December was the most stable month, with a tight range of 0.0006 MAD (High: 0.0423 / Low: 0.0417).

September Spread (Volatile) ±0.0023

December Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0011 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 0.0429) against the same month in 2021 (average: 0.0358), the exchange rate shifted by +0.0072 (+20.04%).

2022 Avg (September) 0.0429

2021 Avg (September) 0.0358

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0377	0.0368	0.0371
February	0.0382	0.0372	0.0375
March	0.0399	0.0382	0.0389
April	0.0400	0.0388	0.0392
May	0.0405	0.0395	0.0400
June	0.0406	0.0393	0.0399
July	0.0420	0.0400	0.0409
August	0.0423	0.0409	0.0416
September	0.0444	0.0420	0.0429
October	0.0441	0.0432	0.0438
November	0.0441	0.0425	0.0431
December	0.0423	0.0417	0.0420