2016 YER to MAD Historical Review

YEARLY HIGH

0.0464 MAD

YEARLY LOW

0.0382 MAD

YEARLY AVERAGE

0.0409 MAD

2016 YER to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the YER to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.0464. Conversely, the yearly low was recorded on May 2, dropping to 0.0382.

This high-to-low spread represents a total annual volatility of 0.0081 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0461 to the December average rate of 0.0404, the exchange rate registered a net change of -12.25% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0464 was down 1.57% compared to the 2015 peak of 0.0471, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 YER based on timing:

Yearly Peak High 232 MAD

2015 Average 227 MAD

Yearly Trough Low 191 MAD

Transaction Impact: A difference of 40.73 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0468

0.0380

JanuMarcMayJulySeptNove

YER to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0425, compared to 0.0394 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0030 points.

H1 Avg (Jan–Jun) 0.0425

H2 Avg (Jul–Dec) 0.0394

Volatility Range Comparison

Volatility

The most volatile month in 2016 was April, with a trading range of 0.0064 MAD (High: 0.0448 / Low: 0.0384). On the other end, September was the most stable month, with a tight range of 0.0003 MAD (High: 0.0390 / Low: 0.0387).

April Spread (Volatile) ±0.0064

September Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0051 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0051

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.0461) against the same month in 2015 (average: 0.0436), the exchange rate shifted by +0.0025 (+5.77%).

2016 Avg (January) 0.0461

2015 Avg (January) 0.0436

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0464	0.0457	0.0461
February	0.0461	0.0448	0.0455
March	0.0461	0.0448	0.0454
April	0.0448	0.0384	0.0403
May	0.0392	0.0382	0.0387
June	0.0394	0.0385	0.0389
July	0.0394	0.0390	0.0392
August	0.0392	0.0385	0.0389
September	0.0390	0.0387	0.0389
October	0.0397	0.0388	0.0393
November	0.0404	0.0392	0.0399
December	0.0408	0.0399	0.0404