2015 YER to MAD Historical Review

YEARLY HIGH

0.0471 MAD

YEARLY LOW

0.0423 MAD

YEARLY AVERAGE

0.0453 MAD

2015 YER to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the YER to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 0.0471. Conversely, the yearly low was recorded on January 1, dropping to 0.0423.

This high-to-low spread represents a total annual volatility of 0.0048 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0436 to the December average rate of 0.0460, the exchange rate registered a net change of 5.59% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0471 was up 11.79% compared to the 2014 peak of 0.0421, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 YER based on timing:

Yearly Peak High 236 MAD

2014 Average 196 MAD

Yearly Trough Low 211 MAD

Transaction Impact: A difference of 24.11 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0467

0.0433

JanuMarcMayJulySeptNove

YER to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0451, compared to 0.0456 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.0451

H2 Avg (Jul–Dec) 0.0456

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0026 MAD (High: 0.0449 / Low: 0.0423). On the other end, September was the most stable month, with a tight range of 0.0006 MAD (High: 0.0453 / Low: 0.0447).

January Spread (Volatile) ±0.0026

September Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0009 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 0.0460) against the same month in 2014 (average: 0.0378), the exchange rate shifted by +0.0082 (+21.65%).

2015 Avg (March) 0.0460

2014 Avg (March) 0.0378

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0449	0.0423	0.0436
February	0.0448	0.0440	0.0444
March	0.0471	0.0448	0.0460
April	0.0468	0.0452	0.0461
May	0.0459	0.0445	0.0452
June	0.0458	0.0448	0.0451
July	0.0460	0.0452	0.0456
August	0.0459	0.0443	0.0453
September	0.0453	0.0447	0.0451
October	0.0458	0.0446	0.0452
November	0.0469	0.0456	0.0464
December	0.0467	0.0457	0.0460