2014 ARS to HRK Historical Review

YEARLY HIGH

0.8558 HRK

YEARLY LOW

0.6807 HRK

YEARLY AVERAGE

0.7107 HRK

2014 ARS to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the ARS to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 0.8558. Conversely, the yearly low was recorded on June 30, dropping to 0.6807.

This high-to-low spread represents a total annual volatility of 0.1750 HRK. From a start-to-finish perspective, comparing the January average rate of 0.8065 to the December average rate of 0.7291, the exchange rate registered a net change of -9.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.8558 was down 27.14% compared to the 2013 peak of 1.1744, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ARS based on timing:

Yearly Peak High 4,279 HRK

2013 Average 5,244 HRK

Yearly Trough Low 3,404 HRK

Transaction Impact: A difference of 875.22 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.8186

0.6733

JanuMarcMayJulySeptNove

ARS to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7137, compared to 0.7077 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0060 points.

H1 Avg (Jan–Jun) 0.7137

H2 Avg (Jul–Dec) 0.7077

Volatility Range Comparison

Volatility

The most volatile month in 2014 was January, with a trading range of 0.1560 HRK (High: 0.8558 / Low: 0.6997). On the other end, August was the most stable month, with a tight range of 0.0067 HRK (High: 0.6922 / Low: 0.6854).

January Spread (Volatile) ±0.1560

August Spread (Stable) ±0.0067

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0933 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0933

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 0.8065) against the same month in 2013 (average: 1.1513), the exchange rate shifted by -0.3448 (-29.95%).

2014 Avg (January) 0.8065

2013 Avg (January) 1.1513

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8558	0.6997	0.8065
February	0.7202	0.7045	0.7132
March	0.7068	0.6928	0.6989
April	0.6965	0.6855	0.6899
May	0.6915	0.6815	0.6881
June	0.6892	0.6807	0.6855
July	0.6962	0.6811	0.6895
August	0.6922	0.6854	0.6894
September	0.7164	0.6886	0.7028
October	0.7217	0.7065	0.7129
November	0.7270	0.7181	0.7224
December	0.7458	0.7174	0.7291