2019 ARS to HRK Historical Review

YEARLY HIGH

0.1758 HRK

YEARLY LOW

0.1101 HRK

YEARLY AVERAGE

0.1415 HRK

2019 ARS to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the ARS to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 24, valuing the pair at 0.1758. Conversely, the yearly low was recorded on August 14, dropping to 0.1101.

This high-to-low spread represents a total annual volatility of 0.0657 HRK. From a start-to-finish perspective, comparing the January average rate of 0.1741 to the December average rate of 0.1120, the exchange rate registered a net change of -35.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.1758 was down 47.71% compared to the 2018 peak of 0.3362, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ARS based on timing:

Yearly Peak High 879 HRK

2018 Average 1,192 HRK

Yearly Trough Low 550 HRK

Transaction Impact: A difference of 328.74 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.1803

0.1058

JanuMarcMayJulySeptNove

ARS to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1592, compared to 0.1238 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0354 points.

H1 Avg (Jan–Jun) 0.1592

H2 Avg (Jul–Dec) 0.1238

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.0404 HRK (High: 0.1504 / Low: 0.1101). On the other end, November was the most stable month, with a tight range of 0.0016 HRK (High: 0.1135 / Low: 0.1119).

August Spread (Volatile) ±0.0404

November Spread (Stable) ±0.0016

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0264 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0264

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 0.1741) against the same month in 2018 (average: 0.3209), the exchange rate shifted by -0.1468 (-45.74%).

2019 Avg (January) 0.1741

2018 Avg (January) 0.3209

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1758	0.1716	0.1741
February	0.1746	0.1648	0.1704
March	0.1648	0.1505	0.1593
April	0.1590	0.1452	0.1537
May	0.1500	0.1460	0.1478
June	0.1536	0.1458	0.1501
July	0.1580	0.1508	0.1554
August	0.1504	0.1101	0.1290
September	0.1214	0.1132	0.1188
October	0.1181	0.1122	0.1150
November	0.1135	0.1119	0.1128
December	0.1131	0.1108	0.1120