2015 ARS to HRK Historical Review

YEARLY HIGH

0.8272 HRK

YEARLY LOW

0.5292 HRK

YEARLY AVERAGE

0.7455 HRK

2015 ARS to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the ARS to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 0.8272. Conversely, the yearly low was recorded on December 17, dropping to 0.5292.

This high-to-low spread represents a total annual volatility of 0.2980 HRK. From a start-to-finish perspective, comparing the January average rate of 0.7692 to the December average rate of 0.6317, the exchange rate registered a net change of -17.87% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.8272 was down 3.33% compared to the 2014 peak of 0.8558, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ARS based on timing:

Yearly Peak High 4,136 HRK

2014 Average 3,554 HRK

Yearly Trough Low 2,646 HRK

Transaction Impact: A difference of 1,489.99 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.8211

0.6145

JanuMarcMayJulySeptNove

ARS to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7750, compared to 0.7159 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0591 points.

H1 Avg (Jan–Jun) 0.7750

H2 Avg (Jul–Dec) 0.7159

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 0.2136 HRK (High: 0.7429 / Low: 0.5292). On the other end, February was the most stable month, with a tight range of 0.0128 HRK (High: 0.7894 / Low: 0.7765).

December Spread (Volatile) ±0.2136

February Spread (Stable) ±0.0128

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.1057 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1057

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 0.8039) against the same month in 2014 (average: 0.6989), the exchange rate shifted by +0.1050 (+15.03%).

2015 Avg (March) 0.8039

2014 Avg (March) 0.6989

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7969	0.7460	0.7692
February	0.7894	0.7765	0.7821
March	0.8272	0.7850	0.8039
April	0.8081	0.7596	0.7938
May	0.7731	0.7346	0.7561
June	0.7686	0.7338	0.7448
July	0.7674	0.7426	0.7538
August	0.7555	0.7062	0.7344
September	0.7275	0.7118	0.7210
October	0.7298	0.7039	0.7171
November	0.7462	0.7222	0.7375
December	0.7429	0.5292	0.6317