2024 ARS to HRK Historical Review

YEARLY HIGH

0.0085 HRK

YEARLY LOW

0.0069 HRK

YEARLY AVERAGE

0.0076 HRK

2024 ARS to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the ARS to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.0085. Conversely, the yearly low was recorded on November 5, dropping to 0.0069.

This high-to-low spread represents a total annual volatility of 0.0016 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0084 to the December average rate of 0.0071, the exchange rate registered a net change of -16.48% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.0085 was down 78.74% compared to the 2023 peak of 0.0400, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ARS based on timing:

Yearly Peak High 43 HRK

2023 Average 133 HRK

Yearly Trough Low 35 HRK

Transaction Impact: A difference of 7.82 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.0086

0.0069

JanuMarcMayJulySeptNove

ARS to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0081, compared to 0.0072 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0081

H2 Avg (Jul–Dec) 0.0072

Volatility Range Comparison

Volatility

The most volatile month in 2024 was August, with a trading range of 0.0004 HRK (High: 0.0075 / Low: 0.0071). On the other end, January was the most stable month, with a tight range of 0.0001 HRK (High: 0.0085 / Low: 0.0084).

August Spread (Volatile) ±0.0004

January Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2024. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0003 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2024: 0.0084) against the same month in 2023 (average: 0.0384), the exchange rate shifted by -0.0299 (-77.99%).

2024 Avg (January) 0.0084

2023 Avg (January) 0.0384

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0085	0.0084	0.0084
February	0.0085	0.0083	0.0084
March	0.0083	0.0081	0.0082
April	0.0082	0.0080	0.0081
May	0.0081	0.0078	0.0079
June	0.0078	0.0077	0.0078
July	0.0077	0.0075	0.0075
August	0.0075	0.0071	0.0073
September	0.0072	0.0070	0.0071
October	0.0071	0.0070	0.0071
November	0.0072	0.0069	0.0071
December	0.0071	0.0070	0.0071