2026 ARS to HRK Historical Review

YEARLY HIGH

0.0048 HRK

YEARLY LOW

0.0043 HRK

YEARLY AVERAGE

0.0045 HRK

2026 ARS to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the ARS to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 26, valuing the pair at 0.0048. Conversely, the yearly low was recorded on January 27, dropping to 0.0043.

This high-to-low spread represents a total annual volatility of 0.0004 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0044 to the December average rate of 0.0044, the exchange rate registered a net change of 0.17% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0048 was down 32.87% compared to the 2025 peak of 0.0071, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ARS based on timing:

Yearly Peak High 24 HRK

2025 Average 27 HRK

Yearly Trough Low 22 HRK

Transaction Impact: A difference of 2.15 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0047

0.0044

JanuMarcMayJuly

ARS to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0046, compared to 0.0044 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0046

H2 Avg (Jul–Dec) 0.0044

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 0.0003 HRK (High: 0.0047 / Low: 0.0044). On the other end, May was the most stable month, with a tight range of 0.0000 HRK (High: 0.0046 / Low: 0.0046).

February Spread (Volatile) ±0.0003

May Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0001 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 0.0047) against the same month in 2025 (average: 0.0065), the exchange rate shifted by -0.0019 (-28.75%).

2026 Avg (March) 0.0047

2025 Avg (March) 0.0065

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0046	0.0043	0.0044
February	0.0047	0.0044	0.0045
March	0.0048	0.0045	0.0047
April	0.0047	0.0045	0.0047
May	0.0046	0.0046	0.0046
June	0.0046	0.0045	0.0045
July	0.0045	0.0044	0.0044