2022 ARS to HRK Historical Review

YEARLY HIGH

0.0646 HRK

YEARLY LOW

0.0398 HRK

YEARLY AVERAGE

0.0560 HRK

2022 ARS to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the ARS to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 0.0646. Conversely, the yearly low was recorded on December 31, dropping to 0.0398.

This high-to-low spread represents a total annual volatility of 0.0249 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0640 to the December average rate of 0.0414, the exchange rate registered a net change of -35.33% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.0646 was down 11.82% compared to the 2021 peak of 0.0733, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ARS based on timing:

Yearly Peak High 323 HRK

2021 Average 335 HRK

Yearly Trough Low 199 HRK

Transaction Impact: A difference of 124.36 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.0662

0.0391

JanuMarcMayJulySeptNove

ARS to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0616, compared to 0.0505 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0111 points.

H1 Avg (Jan–Jun) 0.0616

H2 Avg (Jul–Dec) 0.0505

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.0057 HRK (High: 0.0490 / Low: 0.0433). On the other end, January was the most stable month, with a tight range of 0.0014 HRK (High: 0.0646 / Low: 0.0633).

November Spread (Volatile) ±0.0057

January Spread (Stable) ±0.0014

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2022. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0048 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0048

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2022: 0.0640) against the same month in 2021 (average: 0.0723), the exchange rate shifted by -0.0084 (-11.57%).

2022 Avg (January) 0.0640

2021 Avg (January) 0.0723

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0646	0.0633	0.0640
February	0.0636	0.0621	0.0624
March	0.0642	0.0612	0.0629
April	0.0626	0.0611	0.0617
May	0.0622	0.0585	0.0605
June	0.0591	0.0571	0.0580
July	0.0587	0.0560	0.0575
August	0.0560	0.0540	0.0549
September	0.0543	0.0519	0.0531
October	0.0522	0.0480	0.0504
November	0.0490	0.0433	0.0455
December	0.0428	0.0398	0.0414