2018 ARS to HRK Historical Review

YEARLY HIGH

0.3362 HRK

YEARLY LOW

0.1551 HRK

YEARLY AVERAGE

0.2387 HRK

2018 ARS to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the ARS to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.3362. Conversely, the yearly low was recorded on September 30, dropping to 0.1551.

This high-to-low spread represents a total annual volatility of 0.1812 HRK. From a start-to-finish perspective, comparing the January average rate of 0.3209 to the December average rate of 0.1722, the exchange rate registered a net change of -46.34% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.3362 was down 27.39% compared to the 2017 peak of 0.4631, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ARS based on timing:

Yearly Peak High 1,681 HRK

2017 Average 2,008 HRK

Yearly Trough Low 775 HRK

Transaction Impact: A difference of 905.82 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.3364

0.1500

JanuMarcMayJulySeptNove

ARS to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2876, compared to 0.1898 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0979 points.

H1 Avg (Jan–Jun) 0.2876

H2 Avg (Jul–Dec) 0.1898

Volatility Range Comparison

Volatility

The most volatile month in 2018 was August, with a trading range of 0.0704 HRK (High: 0.2351 / Low: 0.1647). On the other end, April was the most stable month, with a tight range of 0.0050 HRK (High: 0.3011 / Low: 0.2961).

August Spread (Volatile) ±0.0704

April Spread (Stable) ±0.0050

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0515 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0515

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2018: 0.3209) against the same month in 2017 (average: 0.4459), the exchange rate shifted by -0.1250 (-28.03%).

2018 Avg (January) 0.3209

2017 Avg (January) 0.4459

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3362	0.3046	0.3209
February	0.3087	0.2997	0.3038
March	0.3012	0.2938	0.2983
April	0.3011	0.2961	0.2987
May	0.2962	0.2475	0.2662
June	0.2538	0.2188	0.2379
July	0.2332	0.2183	0.2291
August	0.2351	0.1647	0.2170
September	0.1740	0.1551	0.1656
October	0.1831	0.1626	0.1746
November	0.1861	0.1677	0.1799
December	0.1782	0.1692	0.1722