2014 BAM to BIF Historical Review

YEARLY HIGH

1105.4818 BIF

YEARLY LOW

968.2006 BIF

YEARLY AVERAGE

1054.0224 BIF

2014 BAM to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BAM to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 14, valuing the pair at 1105.4818. Conversely, the yearly low was recorded on December 27, dropping to 968.2006.

This high-to-low spread represents a total annual volatility of 137.2812 BIF. From a start-to-finish perspective, comparing the January average rate of 1078.2850 to the December average rate of 984.6415, the exchange rate registered a net change of -8.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 1105.4818 was up 0.78% compared to the 2013 peak of 1096.9586, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 5,527,409 BIF

2013 Average 5,258,461 BIF

Yearly Trough Low 4,841,003 BIF

Transaction Impact: A difference of 686,406.09 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1107.8404

973.4417

JanuMarcMayJulySeptNove

BAM to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1085.1610, compared to 1022.8838 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 62.2772 points.

H1 Avg (Jan–Jun) 1085.1610

H2 Avg (Jul–Dec) 1022.8838

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 40.5112 BIF (High: 1041.7819 / Low: 1001.2707). On the other end, June was the most stable month, with a tight range of 15.4865 BIF (High: 1084.6702 / Low: 1069.1836).

September Spread (Volatile) ±40.5112

June Spread (Stable) ±15.4865

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 34.2596 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -34.2596

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2014: 1096.6405) against the same month in 2013 (average: 1031.6208), the exchange rate shifted by +65.0197 (+6.30%).

2014 Avg (March) 1096.6405

2013 Avg (March) 1031.6208

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1087.3037	1070.0948	1078.2850
February	1093.3257	1069.1420	1082.3586
March	1105.4818	1089.0706	1096.6405
April	1100.6511	1081.9460	1092.9723
May	1102.7304	1073.8335	1085.9323
June	1084.6702	1069.1836	1074.7773
July	1082.5277	1054.0728	1072.1443
August	1062.9205	1034.7109	1054.6624
September	1041.7819	1001.2707	1020.4027
October	1022.0939	982.5172	1009.7118
November	1003.9094	986.3751	995.7400
December	1001.2977	968.2006	984.6415