2020 BAM to BIF Historical Review

YEARLY HIGH

1219.1117 BIF

YEARLY LOW

1036.4601 BIF

YEARLY AVERAGE

1117.2396 BIF

2020 BAM to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 1219.1117. Conversely, the yearly low was recorded on March 22, dropping to 1036.4601.

This high-to-low spread represents a total annual volatility of 182.6516 BIF. From a start-to-finish perspective, comparing the January average rate of 1069.9708 to the December average rate of 1208.8075, the exchange rate registered a net change of 12.98% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1219.1117 was up 12.84% compared to the 2019 peak of 1080.3945, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 6,095,558 BIF

2019 Average 5,271,830 BIF

Yearly Trough Low 5,182,300 BIF

Transaction Impact: A difference of 913,257.94 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1224.3787

1037.5242

JanuMarcMayJulySeptNove

BAM to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1067.3972, compared to 1167.0820 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 99.6847 points.

H1 Avg (Jan–Jun) 1067.3972

H2 Avg (Jul–Dec) 1167.0820

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 71.1534 BIF (High: 1168.2732 / Low: 1097.1198). On the other end, October was the most stable month, with a tight range of 17.4251 BIF (High: 1173.1156 / Low: 1155.6905).

July Spread (Volatile) ±71.1534

October Spread (Stable) ±17.4251

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 16.7351 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -16.7351

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1208.8075) against the same month in 2019 (average: 1066.3971), the exchange rate shifted by +142.4104 (+13.35%).

2020 Avg (December) 1208.8075

2019 Avg (December) 1066.3971

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1078.0520	1060.4153	1069.9708
February	1067.2943	1041.6653	1053.2357
March	1103.9020	1036.4601	1069.7743
April	1061.2993	1043.1243	1053.0954
May	1081.4271	1050.2133	1060.9066
June	1107.3474	1079.3213	1097.4006
July	1168.2732	1097.1198	1125.6694
August	1177.4807	1156.1136	1165.9249
September	1182.9980	1149.4198	1164.8247
October	1173.1156	1155.6905	1163.9859
November	1190.1164	1154.2602	1173.2796
December	1219.1117	1188.1122	1208.8075