2019 BAM to BIF Historical Review

YEARLY HIGH

1080.3945 BIF

YEARLY LOW

1029.8996 BIF

YEARLY AVERAGE

1054.3571 BIF

2019 BAM to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the BAM to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1080.3945. Conversely, the yearly low was recorded on October 1, dropping to 1029.8996.

This high-to-low spread represents a total annual volatility of 50.4949 BIF. From a start-to-finish perspective, comparing the January average rate of 1054.3199 to the December average rate of 1066.3971, the exchange rate registered a net change of 1.15% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 1080.3945 was down 4.06% compared to the 2018 peak of 1126.1605, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 5,401,973 BIF

2018 Average 5,371,557 BIF

Yearly Trough Low 5,149,498 BIF

Transaction Impact: A difference of 252,474.66 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

1068.6741

1041.3506

JanuMarcMayJulySeptNove

BAM to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1054.4793, compared to 1054.2349 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2444 points.

H1 Avg (Jan–Jun) 1054.4793

H2 Avg (Jul–Dec) 1054.2349

Volatility Range Comparison

Volatility

The most volatile month in 2019 was October, with a trading range of 38.0600 BIF (High: 1067.9596 / Low: 1029.8996). On the other end, May was the most stable month, with a tight range of 11.0503 BIF (High: 1056.2772 / Low: 1045.2269).

October Spread (Volatile) ±38.0600

May Spread (Stable) ±11.0503

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 7.8259 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -7.8259

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2019: 1066.3971) against the same month in 2018 (average: 1051.8771), the exchange rate shifted by +14.5200 (+1.38%).

2019 Avg (December) 1066.3971

2018 Avg (December) 1051.8771

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1070.8538	1041.5607	1054.3199
February	1069.0582	1037.4293	1052.7859
March	1065.8982	1038.2593	1052.4258
April	1059.0228	1042.5488	1052.6572
May	1056.2772	1045.2269	1050.5800
June	1073.3869	1048.1501	1064.1073
July	1064.9915	1048.2630	1057.3367
August	1059.2759	1042.2185	1049.5107
September	1055.6787	1031.7118	1043.6275
October	1067.9596	1029.8996	1050.0564
November	1066.6658	1051.6223	1058.4810
December	1080.3945	1054.3359	1066.3971