YEARLY HIGH
1657.7723 BIF
YEARLY LOW
1550.0713 BIF
YEARLY AVERAGE
1595.9960 BIF

2024 BAM to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the BAM to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 30, valuing the pair at 1657.7723. Conversely, the yearly low was recorded on November 22, dropping to 1550.0713.

This high-to-low spread represents a total annual volatility of 107.7010 BIF. From a start-to-finish perspective, comparing the January average rate of 1592.3615 to the December average rate of 1579.5065, the exchange rate registered a net change of -0.81% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 1657.7723 was up 1.79% compared to the 2023 peak of 1628.6354, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 8,288,861 BIF
2023 Average 7,049,810 BIF
Yearly Trough Low 7,750,357 BIF
Transaction Impact: A difference of 538,504.83 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

1651.2946
1565.4195
JanuMarcMayJulySeptNove

BAM to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1583.7549, compared to 1608.2371 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 24.4823 points.

H1 Avg (Jan–Jun) 1583.7549
H2 Avg (Jul–Dec) 1608.2371

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 70.2399 BIF (High: 1620.3112 / Low: 1550.0713). On the other end, March was the most stable month, with a tight range of 25.5725 BIF (High: 1604.4590 / Low: 1578.8865).

November Spread (Volatile) ±70.2399
March Spread (Stable) ±25.5725

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 30.3476 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -30.3476

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2024: 1644.1383) against the same month in 2023 (average: 1550.7482), the exchange rate shifted by +93.3901 (+6.02%).

2024 Avg (September) 1644.1383
2023 Avg (September) 1550.7482

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1613.2539 1581.7145 1592.3615
February 1598.8702 1565.0604 1578.9490
March 1604.4590 1578.8865 1589.8764
April 1593.1653 1555.6106 1572.5757
May 1596.6559 1564.7879 1585.8171
June 1602.2446 1570.3539 1582.9495
July 1609.6769 1576.7548 1597.1963
August 1649.0435 1588.7720 1621.4817
September 1657.7723 1626.9342 1644.1383
October 1647.5566 1598.5914 1618.7238
November 1620.3112 1550.0713 1588.3762
December 1599.7474 1566.7458 1579.5065