YEARLY HIGH
1806.3544 BIF
YEARLY LOW
1533.9664 BIF
YEARLY AVERAGE
1708.1034 BIF

2025 BAM to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BAM to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 18, valuing the pair at 1806.3544. Conversely, the yearly low was recorded on January 13, dropping to 1533.9664.

This high-to-low spread represents a total annual volatility of 272.3880 BIF. From a start-to-finish perspective, comparing the January average rate of 1561.2709 to the December average rate of 1772.1631, the exchange rate registered a net change of 13.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 1806.3544 was up 8.96% compared to the 2024 peak of 1657.7723, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 9,031,772 BIF
2024 Average 7,980,390 BIF
Yearly Trough Low 7,669,832 BIF
Transaction Impact: A difference of 1,361,940.06 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1801.2534
1539.4544
JanuMarcMayJulySeptNove

BAM to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1651.0505, compared to 1765.1562 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 114.1058 points.

H1 Avg (Jan–Jun) 1651.0505
H2 Avg (Jul–Dec) 1765.1562

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 106.1934 BIF (High: 1746.6537 / Low: 1640.4603). On the other end, November was the most stable month, with a tight range of 26.1579 BIF (High: 1758.9305 / Low: 1732.7726).

April Spread (Volatile) ±106.1934
November Spread (Stable) ±26.1579

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 22.8611 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -22.8611

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 1779.4368) against the same month in 2024 (average: 1644.1383), the exchange rate shifted by +135.2984 (+8.23%).

2025 Avg (September) 1779.4368
2024 Avg (September) 1644.1383

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1590.0491 1533.9664 1561.2709
February 1588.8485 1538.1825 1572.6752
March 1654.0546 1573.3290 1630.9245
April 1746.6537 1640.4603 1695.1775
May 1732.4652 1675.4759 1703.2191
June 1779.9879 1716.0493 1743.0356
July 1794.0564 1734.9123 1771.5260
August 1780.0415 1717.4990 1767.0907
September 1806.3544 1755.4154 1779.4368
October 1773.5245 1741.5313 1756.5756
November 1758.9305 1732.7726 1744.1452
December 1783.3598 1756.1907 1772.1631