2021 BAM to BIF Historical Review

YEARLY HIGH

1236.8722 BIF

YEARLY LOW

1142.5242 BIF

YEARLY AVERAGE

1194.2958 BIF

2021 BAM to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BAM to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on May 25, valuing the pair at 1236.8722. Conversely, the yearly low was recorded on November 25, dropping to 1142.5242.

This high-to-low spread represents a total annual volatility of 94.3480 BIF. From a start-to-finish perspective, comparing the January average rate of 1211.6383 to the December average rate of 1154.4716, the exchange rate registered a net change of -4.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1236.8722 was up 1.46% compared to the 2020 peak of 1219.1117, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 6,184,361 BIF

2020 Average 5,587,678 BIF

Yearly Trough Low 5,712,621 BIF

Transaction Impact: A difference of 471,740.17 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1229.4144

1147.6586

JanuMarcMayJulySeptNove

BAM to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1206.9266, compared to 1181.6650 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 25.2615 points.

H1 Avg (Jan–Jun) 1206.9266

H2 Avg (Jul–Dec) 1181.6650

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 44.2173 BIF (High: 1212.7900 / Low: 1168.5727). On the other end, December was the most stable month, with a tight range of 11.4411 BIF (High: 1159.5056 / Low: 1148.0644).

April Spread (Volatile) ±44.2173

December Spread (Stable) ±11.4411

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 20.1196 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -20.1196

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2021: 1222.6015) against the same month in 2020 (average: 1060.9066), the exchange rate shifted by +161.6948 (+15.24%).

2021 Avg (May) 1222.6015

2020 Avg (May) 1060.9066

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1225.8582	1197.5707	1211.6383
February	1216.9587	1194.5045	1205.7390
March	1203.2200	1172.6098	1189.5551
April	1212.7900	1168.5727	1192.9786
May	1236.8722	1199.7952	1222.6015
June	1234.6199	1203.7242	1219.0469
July	1207.8457	1191.9062	1198.9274
August	1206.2557	1184.8930	1193.9203
September	1205.2728	1177.5699	1197.7729
October	1191.1331	1172.6799	1182.2604
November	1183.4277	1142.5242	1162.6376
December	1159.5056	1148.0644	1154.4716