YEARLY HIGH
1812.6367 BIF
YEARLY LOW
1694.2952 BIF
YEARLY AVERAGE
1764.5929 BIF

2026 BAM to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BAM to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 28, valuing the pair at 1812.6367. Conversely, the yearly low was recorded on March 9, dropping to 1694.2952.

This high-to-low spread represents a total annual volatility of 118.3415 BIF. From a start-to-finish perspective, comparing the January average rate of 1774.6989 to the December average rate of 1753.4479, the exchange rate registered a net change of -1.20% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 1812.6367 was up 0.35% compared to the 2025 peak of 1806.3544, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 9,063,184 BIF
2025 Average 8,544,310 BIF
Yearly Trough Low 8,471,476 BIF
Transaction Impact: A difference of 591,707.39 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1796.8225
1734.6193
JanuMarcMayJuly

BAM to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1770.5820, compared to 1746.6254 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 23.9566 points.

H1 Avg (Jan–Jun) 1770.5820
H2 Avg (Jul–Dec) 1746.6254

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 96.1526 BIF (High: 1790.4479 / Low: 1694.2952). On the other end, July was the most stable month, with a tight range of 9.5817 BIF (High: 1743.7572 / Low: 1734.1755).

March Spread (Volatile) ±96.1526
July Spread (Stable) ±9.5817

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 40.0244 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -40.0244

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 1774.6989) against the same month in 2025 (average: 1561.2709), the exchange rate shifted by +213.4279 (+13.67%).

2026 Avg (January) 1774.6989
2025 Avg (January) 1561.2709

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1812.6367 1755.4482 1774.6989
February 1810.0499 1783.6539 1791.6389
March 1790.4479 1694.2952 1751.6145
April 1793.2142 1740.0396 1775.8238
May 1782.3593 1768.1962 1772.4824
June 1775.4058 1730.5654 1757.2337
July 1743.7572 1734.1755 1739.8029
August 1763.3709 1745.1763 1753.4479