2012 BAM to NZD Historical Review

YEARLY HIGH

0.8600 NZD

YEARLY LOW

0.7678 NZD

YEARLY AVERAGE

0.8109 NZD

2012 BAM to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BAM to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 23, valuing the pair at 0.8600. Conversely, the yearly low was recorded on August 2, dropping to 0.7678.

This high-to-low spread represents a total annual volatility of 0.0921 NZD. From a start-to-finish perspective, comparing the January average rate of 0.8243 to the December average rate of 0.8073, the exchange rate registered a net change of -2.07% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.8600 was down 13.40% compared to the 2011 peak of 0.9931, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 4,300 NZD

2011 Average 4,495 NZD

Yearly Trough Low 3,839 NZD

Transaction Impact: A difference of 460.74 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.8511

0.7748

JanuMarcMayJulySeptNove

BAM to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8241, compared to 0.7977 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0263 points.

H1 Avg (Jan–Jun) 0.8241

H2 Avg (Jul–Dec) 0.7977

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.0410 NZD (High: 0.8529 / Low: 0.8119). On the other end, November was the most stable month, with a tight range of 0.0180 NZD (High: 0.8088 / Low: 0.7907).

January Spread (Volatile) ±0.0410

November Spread (Stable) ±0.0180

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0361 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0361

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2012: 0.8448) against the same month in 2011 (average: 0.9190), the exchange rate shifted by -0.0743 (-8.08%).

2012 Avg (May) 0.8448

2011 Avg (May) 0.9190

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8529	0.8119	0.8243
February	0.8203	0.7985	0.8101
March	0.8340	0.8111	0.8221
April	0.8321	0.8102	0.8214
May	0.8600	0.8277	0.8448
June	0.8416	0.8055	0.8218
July	0.8061	0.7743	0.7857
August	0.8000	0.7678	0.7812
September	0.8101	0.7911	0.8027
October	0.8184	0.7947	0.8092
November	0.8088	0.7907	0.8003
December	0.8243	0.7910	0.8073