2020 BAM to NZD Historical Review

YEARLY HIGH

0.9824 NZD

YEARLY LOW

0.8479 NZD

YEARLY AVERAGE

0.8977 NZD

2020 BAM to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 18, valuing the pair at 0.9824. Conversely, the yearly low was recorded on January 1, dropping to 0.8479.

This high-to-low spread represents a total annual volatility of 0.1345 NZD. From a start-to-finish perspective, comparing the January average rate of 0.8586 to the December average rate of 0.8769, the exchange rate registered a net change of 2.13% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.9824 was up 8.73% compared to the 2019 peak of 0.9035, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 4,912 NZD

2019 Average 4,345 NZD

Yearly Trough Low 4,240 NZD

Transaction Impact: A difference of 672.39 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.9440

0.8509

JanuMarcMayJulySeptNove

BAM to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9001, compared to 0.8953 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0048 points.

H1 Avg (Jan–Jun) 0.9001

H2 Avg (Jul–Dec) 0.8953

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0782 NZD (High: 0.9824 / Low: 0.9042). On the other end, October was the most stable month, with a tight range of 0.0178 NZD (High: 0.9179 / Low: 0.9001).

March Spread (Volatile) ±0.0782

October Spread (Stable) ±0.0178

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0256 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0256

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.9363) against the same month in 2019 (average: 0.8460), the exchange rate shifted by +0.0902 (+10.66%).

2020 Avg (March) 0.9363

2019 Avg (March) 0.8460

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8732	0.8479	0.8586
February	0.8995	0.8596	0.8729
March	0.9824	0.9042	0.9363
April	0.9434	0.9032	0.9243
May	0.9317	0.9027	0.9157
June	0.9066	0.8777	0.8925
July	0.9141	0.8777	0.8880
August	0.9306	0.8963	0.9154
September	0.9150	0.8914	0.9046
October	0.9179	0.9001	0.9062
November	0.9047	0.8665	0.8807
December	0.8870	0.8655	0.8769