2015 BAM to NZD Historical Review

YEARLY HIGH

0.9172 NZD

YEARLY LOW

0.7165 NZD

YEARLY AVERAGE

0.8137 NZD

2015 BAM to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BAM to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 13, valuing the pair at 0.9172. Conversely, the yearly low was recorded on April 21, dropping to 0.7165.

This high-to-low spread represents a total annual volatility of 0.2007 NZD. From a start-to-finish perspective, comparing the January average rate of 0.7791 to the December average rate of 0.8250, the exchange rate registered a net change of 5.89% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.9172 was up 6.98% compared to the 2014 peak of 0.8573, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 4,586 NZD

2014 Average 4,089 NZD

Yearly Trough Low 3,582 NZD

Transaction Impact: A difference of 1,003.44 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.9244

0.7101

JanuMarcMayJulySeptNove

BAM to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7705, compared to 0.8569 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0864 points.

H1 Avg (Jan–Jun) 0.7705

H2 Avg (Jul–Dec) 0.8569

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0693 NZD (High: 0.9147 / Low: 0.8454). On the other end, July was the most stable month, with a tight range of 0.0204 NZD (High: 0.8563 / Low: 0.8359).

August Spread (Volatile) ±0.0693

July Spread (Stable) ±0.0204

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0485 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0485

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2015: 0.9065) against the same month in 2014 (average: 0.8100), the exchange rate shifted by +0.0965 (+11.92%).

2015 Avg (September) 0.9065

2014 Avg (September) 0.8100

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7976	0.7592	0.7791
February	0.7965	0.7570	0.7789
March	0.7617	0.7281	0.7411
April	0.7509	0.7165	0.7280
May	0.7919	0.7569	0.7734
June	0.8452	0.7872	0.8227
July	0.8563	0.8359	0.8470
August	0.9147	0.8454	0.8688
September	0.9172	0.8935	0.9065
October	0.8938	0.8285	0.8580
November	0.8446	0.8209	0.8361
December	0.8372	0.8132	0.8250