2019 BAM to NZD Historical Review

YEARLY HIGH

0.9035 NZD

YEARLY LOW

0.8369 NZD

YEARLY AVERAGE

0.8689 NZD

2019 BAM to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the BAM to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 25, valuing the pair at 0.9035. Conversely, the yearly low was recorded on March 25, dropping to 0.8369.

This high-to-low spread represents a total annual volatility of 0.0667 NZD. From a start-to-finish perspective, comparing the January average rate of 0.8615 to the December average rate of 0.8606, the exchange rate registered a net change of -0.10% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.9035 was down 2.36% compared to the 2018 peak of 0.9254, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 4,518 NZD

2018 Average 4,368 NZD

Yearly Trough Low 4,184 NZD

Transaction Impact: A difference of 333.28 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.8958

0.8415

JanuMarcMayJulySeptNove

BAM to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8597, compared to 0.8781 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0183 points.

H1 Avg (Jan–Jun) 0.8597

H2 Avg (Jul–Dec) 0.8781

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.0398 NZD (High: 0.9035 / Low: 0.8638). On the other end, October was the most stable month, with a tight range of 0.0122 NZD (High: 0.8968 / Low: 0.8846).

August Spread (Volatile) ±0.0398

October Spread (Stable) ±0.0122

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0234 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0234

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2019: 0.8845) against the same month in 2018 (average: 0.8863), the exchange rate shifted by -0.0018 (-0.21%).

2019 Avg (August) 0.8845

2018 Avg (August) 0.8863

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8813	0.8464	0.8615
February	0.8597	0.8386	0.8493
March	0.8565	0.8369	0.8460
April	0.8690	0.8457	0.8560
May	0.8780	0.8582	0.8713
June	0.8866	0.8643	0.8742
July	0.8699	0.8460	0.8592
August	0.9035	0.8638	0.8845
September	0.9021	0.8766	0.8887
October	0.8968	0.8846	0.8913
November	0.8919	0.8755	0.8840
December	0.8759	0.8464	0.8606