2013 BAM to NZD Historical Review

YEARLY HIGH

0.8785 NZD

YEARLY LOW

0.7754 NZD

YEARLY AVERAGE

0.8279 NZD

2013 BAM to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the BAM to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 27, valuing the pair at 0.8785. Conversely, the yearly low was recorded on April 11, dropping to 0.7754.

This high-to-low spread represents a total annual volatility of 0.1031 NZD. From a start-to-finish perspective, comparing the January average rate of 0.8116 to the December average rate of 0.8515, the exchange rate registered a net change of 4.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.8785 was up 2.15% compared to the 2012 peak of 0.8600, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 4,392 NZD

2012 Average 4,055 NZD

Yearly Trough Low 3,877 NZD

Transaction Impact: A difference of 515.67 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.8675

0.7777

JanuMarcMayJulySeptNove

BAM to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8112, compared to 0.8447 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0335 points.

H1 Avg (Jan–Jun) 0.8112

H2 Avg (Jul–Dec) 0.8447

Volatility Range Comparison

Volatility

The most volatile month in 2013 was September, with a trading range of 0.0499 NZD (High: 0.8717 / Low: 0.8219). On the other end, April was the most stable month, with a tight range of 0.0179 NZD (High: 0.7933 / Low: 0.7754).

September Spread (Volatile) ±0.0499

April Spread (Stable) ±0.0179

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0218 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0218

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2013: 0.8600) against the same month in 2012 (average: 0.7812), the exchange rate shifted by +0.0789 (+10.10%).

2013 Avg (August) 0.8600

2012 Avg (August) 0.7812

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8276	0.7962	0.8116
February	0.8255	0.8028	0.8136
March	0.8119	0.7815	0.7993
April	0.7933	0.7754	0.7851
May	0.8322	0.7847	0.8043
June	0.8727	0.8266	0.8531
July	0.8576	0.8341	0.8476
August	0.8785	0.8399	0.8600
September	0.8717	0.8219	0.8383
October	0.8520	0.8210	0.8354
November	0.8562	0.8238	0.8354
December	0.8622	0.8426	0.8515