YEARLY HIGH
0.9254 NZD
YEARLY LOW
0.8364 NZD
YEARLY AVERAGE
0.8736 NZD

2018 BAM to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the BAM to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 0.9254. Conversely, the yearly low was recorded on December 3, dropping to 0.8364.

This high-to-low spread represents a total annual volatility of 0.0890 NZD. From a start-to-finish perspective, comparing the January average rate of 0.8591 to the December average rate of 0.8553, the exchange rate registered a net change of -0.45% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.9254 was up 3.95% compared to the 2017 peak of 0.8902, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 4,627 NZD
2017 Average 4,065 NZD
Yearly Trough Low 4,182 NZD
Transaction Impact: A difference of 444.88 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.9111
0.8502
JanuMarcMayJulySeptNove

BAM to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8654, compared to 0.8818 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0164 points.

H1 Avg (Jan–Jun) 0.8654
H2 Avg (Jul–Dec) 0.8818

Volatility Range Comparison

Volatility

The most volatile month in 2018 was November, with a trading range of 0.0552 NZD (High: 0.8952 / Low: 0.8400). On the other end, February was the most stable month, with a tight range of 0.0203 NZD (High: 0.8761 / Low: 0.8557).

November Spread (Volatile) ±0.0552
February Spread (Stable) ±0.0203

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0403 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0403

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2018: 0.9060) against the same month in 2017 (average: 0.8404), the exchange rate shifted by +0.0656 (+7.80%).

2018 Avg (September) 0.9060
2017 Avg (September) 0.8404

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.8684 0.8474 0.8591
February 0.8761 0.8557 0.8647
March 0.8785 0.8580 0.8693
April 0.8862 0.8547 0.8682
May 0.8875 0.8520 0.8703
June 0.8802 0.8487 0.8606
July 0.9034 0.8737 0.8820
August 0.9011 0.8768 0.8863
September 0.9254 0.8943 0.9060
October 0.9241 0.8852 0.9006
November 0.8952 0.8400 0.8603
December 0.8740 0.8364 0.8553