YEARLY HIGH
95.2198 PKR
YEARLY LOW
80.0935 PKR
YEARLY AVERAGE
85.9224 PKR

2019 BAM to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the BAM to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 30, valuing the pair at 95.2198. Conversely, the yearly low was recorded on March 10, dropping to 80.0935.

This high-to-low spread represents a total annual volatility of 15.1264 PKR. From a start-to-finish perspective, comparing the January average rate of 81.4639 to the December average rate of 88.0008, the exchange rate registered a net change of 8.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 95.2198 was up 16.32% compared to the 2018 peak of 81.8590, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 476,099 PKR
2018 Average 366,688 PKR
Yearly Trough Low 400,467 PKR
Transaction Impact: A difference of 75,631.75 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

92.4702
79.7726
JanuMarcMayJulySeptNove

BAM to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 82.7468, compared to 89.0979 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 6.3511 points.

H1 Avg (Jan–Jun) 82.7468
H2 Avg (Jul–Dec) 89.0979

Volatility Range Comparison

Volatility

The most volatile month in 2019 was June, with a trading range of 11.5508 PKR (High: 95.2198 / Low: 83.6690). On the other end, September was the most stable month, with a tight range of 1.2557 PKR (High: 88.8619 / Low: 87.6062).

June Spread (Volatile) ±11.5508
September Spread (Stable) ±1.2557

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 2.4229 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -2.4229

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2019: 88.8250) against the same month in 2018 (average: 70.8949), the exchange rate shifted by +17.9301 (+25.29%).

2019 Avg (June) 88.8250
2018 Avg (June) 70.8949

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 82.4811 80.6381 81.4639
February 81.6261 80.2252 80.8640
March 81.4716 80.0935 80.8307
April 81.9616 80.3653 81.3257
May 86.9270 80.6626 83.1717
June 95.2198 83.6690 88.8250
July 93.6924 90.3470 91.4121
August 91.9053 88.9159 90.6551
September 88.8619 87.6062 88.2322
October 89.0455 87.4060 88.3168
November 88.8610 87.2841 87.9706
December 88.9280 87.3333 88.0008