2021 BAM to PKR Historical Review
A comprehensive breakdown of exchange rate performance throughout the year 2021.
2021 BAM to PKR Performance & Market Timing Review
Analysis of key historical highlights and timing insights for 2021
During 2021, the BAM to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on October 26, valuing the pair at 104.0720. Conversely, the yearly low was recorded on March 31, dropping to 91.5953.
This high-to-low spread represents a total annual volatility of 12.4767 PKR. From a start-to-finish perspective, comparing the January average rate of 99.9561 to the December average rate of 102.6074, the exchange rate registered a net change of 2.65% (reflecting a strengthening trend).
Looking at year-over-year peak valuations, the 2021 high of 104.0720 was up 1.19% compared to the 2020 peak of 102.8478, indicating shifts in long-term support levels.
Comparing the value generated converting 5,000 BAM based on timing:
Trend Visualization
Monthly average fluctuations over the course of 2021.
BAM to PKR Seasonal Trends & Volatility Analysis
A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.
Seasonal Halves (H1 vs H2)
SeasonalThe average exchange rate in the first half of the year (H1: Jan–Jun) was 96.4192, compared to 100.5227 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.1035 points.
Volatility Range Comparison
VolatilityThe most volatile month in 2021 was March, with a trading range of 5.6903 PKR (High: 97.2856 / Low: 91.5953). On the other end, September was the most stable month, with a tight range of 1.5759 PKR (High: 102.5775 / Low: 101.0015).
Growth Streaks & Declines
TrendsBetween April and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 3.5252 points.
Same-Month Historical Baseline
YoY BaselineComparing the current year's strongest month average (October 2021: 102.0269) against the same month in 2020 (average: 97.9658), the exchange rate shifted by +4.0611 (+4.15%).
Monthly Breakdown
Statistical summary for each calendar month.
| Month | High | Low | Average |
|---|---|---|---|
| January | 101.2674 | 99.0804 | 99.9561 |
| February | 99.4261 | 97.6808 | 98.5178 |
| March | 97.2856 | 91.5953 | 94.9926 |
| April | 95.3383 | 91.6635 | 93.5205 |
| May | 96.9892 | 93.9177 | 95.1664 |
| June | 97.2746 | 95.6439 | 96.3619 |
| July | 98.7806 | 95.2855 | 96.7905 |
| August | 100.9605 | 97.9591 | 99.1464 |
| September | 102.5775 | 101.0015 | 101.4644 |
| October | 104.0720 | 100.7877 | 102.0269 |
| November | 102.8681 | 100.2784 | 101.1005 |
| December | 103.3792 | 101.3610 | 102.6074 |