2020 BAM to PKR Historical Review

YEARLY HIGH

102.8478 PKR

YEARLY LOW

85.0927 PKR

YEARLY AVERAGE

94.4422 PKR

2020 BAM to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 19, valuing the pair at 102.8478. Conversely, the yearly low was recorded on February 19, dropping to 85.0927.

This high-to-low spread represents a total annual volatility of 17.7551 PKR. From a start-to-finish perspective, comparing the January average rate of 87.8429 to the December average rate of 99.7426, the exchange rate registered a net change of 13.55% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 102.8478 was up 8.01% compared to the 2019 peak of 95.2198, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 514,239 PKR

2019 Average 429,783 PKR

Yearly Trough Low 425,463 PKR

Transaction Impact: A difference of 88,775.71 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

103.1719

84.5737

JanuMarcMayJulySeptNove

BAM to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 89.9356, compared to 98.9488 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 9.0132 points.

H1 Avg (Jan–Jun) 89.9356

H2 Avg (Jul–Dec) 98.9488

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 7.1517 PKR (High: 93.8816 / Low: 86.7299). On the other end, January was the most stable month, with a tight range of 2.0289 PKR (High: 88.9035 / Low: 86.8746).

March Spread (Volatile) ±7.1517

January Spread (Stable) ±2.0289

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 2.1570 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -2.1570

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 101.6220) against the same month in 2019 (average: 90.6551), the exchange rate shifted by +10.9669 (+12.10%).

2020 Avg (August) 101.6220

2019 Avg (August) 90.6551

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	88.9035	86.8746	87.8429
February	87.3878	85.0927	86.1236
March	93.8816	86.7299	89.5355
April	93.3252	88.6933	91.4321
May	92.7061	87.9211	89.3881
June	97.0103	92.6127	95.2914
July	101.6019	95.9430	97.8243
August	102.8478	100.2007	101.6220
September	101.4026	98.6025	100.1229
October	99.1849	95.7730	97.9658
November	97.9467	95.3864	96.4149
December	100.6982	97.6453	99.7426