YEARLY HIGH
171.1834 PKR
YEARLY LOW
161.3347 PKR
YEARLY AVERAGE
165.4963 PKR

2026 BAM to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BAM to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 28, valuing the pair at 171.1834. Conversely, the yearly low was recorded on June 25, dropping to 161.3347.

This high-to-low spread represents a total annual volatility of 9.8488 PKR. From a start-to-finish perspective, comparing the January average rate of 167.8331 to the December average rate of 163.1219, the exchange rate registered a net change of -2.81% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 171.1834 was down 0.26% compared to the 2025 peak of 171.6269, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 855,917 PKR
2025 Average 813,791 PKR
Yearly Trough Low 806,673 PKR
Transaction Impact: A difference of 49,243.75 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

169.7280
161.5424
JanuMarcMayJuly

BAM to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 166.4373, compared to 162.6732 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.7641 points.

H1 Avg (Jan–Jun) 166.4373
H2 Avg (Jul–Dec) 162.6732

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 5.0950 PKR (High: 168.6753 / Low: 163.5803). On the other end, August was the most stable month, with a tight range of 0.5740 PKR (High: 163.3282 / Low: 162.7542).

March Spread (Volatile) ±5.0950
August Spread (Stable) ±0.5740

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 3.8961 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -3.8961

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 167.8331) against the same month in 2025 (average: 147.5281), the exchange rate shifted by +20.3050 (+13.76%).

2026 Avg (January) 167.8331
2025 Avg (January) 147.5281

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 171.1834 166.2381 167.8331
February 170.9308 168.1387 169.0458
March 168.6753 163.5803 165.1498
April 168.2633 163.5771 166.6792
May 166.9614 165.5095 165.8945
June 165.7721 161.3347 164.0214
July 162.7611 161.3546 162.2245
August 163.3282 162.7542 163.1219