YEARLY HIGH
125.2088 PKR
YEARLY LOW
98.9693 PKR
YEARLY AVERAGE
109.7780 PKR

2022 BAM to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the BAM to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 1, valuing the pair at 125.2088. Conversely, the yearly low was recorded on March 7, dropping to 98.9693.

This high-to-low spread represents a total annual volatility of 26.2395 PKR. From a start-to-finish perspective, comparing the January average rate of 102.1745 to the December average rate of 121.8956, the exchange rate registered a net change of 19.30% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 125.2088 was up 20.31% compared to the 2021 peak of 104.0720, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 626,044 PKR
2021 Average 492,373 PKR
Yearly Trough Low 494,847 PKR
Transaction Impact: A difference of 131,197.30 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

123.9458
99.3431
JanuMarcMayJulySeptNove

BAM to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 103.9164, compared to 115.6396 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 11.7233 points.

H1 Avg (Jan–Jun) 103.9164
H2 Avg (Jul–Dec) 115.6396

Volatility Range Comparison

Volatility

The most volatile month in 2022 was July, with a trading range of 18.7422 PKR (High: 125.0154 / Low: 106.2732). On the other end, February was the most stable month, with a tight range of 2.2925 PKR (High: 102.7457 / Low: 100.4532).

July Spread (Volatile) ±18.7422
February Spread (Stable) ±2.2925

Growth Streaks & Declines

Trends

Between March and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 5.9519 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -5.9519

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2022: 114.3229) against the same month in 2021 (average: 99.1464), the exchange rate shifted by +15.1765 (+15.31%).

2022 Avg (August) 114.3229
2021 Avg (August) 99.1464

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 103.3449 100.6424 102.1745
February 102.7457 100.4532 101.9430
March 103.8779 98.9693 101.3933
April 104.3733 99.7528 102.2897
May 110.9600 99.9022 105.0008
June 114.3406 108.0307 110.6968
July 125.0154 106.2732 113.6128
August 125.2088 110.1729 114.3229
September 122.4214 111.5225 116.9446
October 114.0797 107.9102 110.9926
November 120.0908 110.9250 116.0693
December 123.4811 119.3956 121.8956