YEARLY HIGH
171.6269 PKR
YEARLY LOW
145.2291 PKR
YEARLY AVERAGE
162.6798 PKR

2025 BAM to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BAM to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 2, valuing the pair at 171.6269. Conversely, the yearly low was recorded on January 13, dropping to 145.2291.

This high-to-low spread represents a total annual volatility of 26.3978 PKR. From a start-to-finish perspective, comparing the January average rate of 147.5281 to the December average rate of 168.0152, the exchange rate registered a net change of 13.89% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 171.6269 was up 7.91% compared to the 2024 peak of 159.0479, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 858,134 PKR
2024 Average 770,381 PKR
Yearly Trough Low 726,146 PKR
Transaction Impact: A difference of 131,988.94 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

172.1979
145.2853
JanuMarcMayJulySeptNove

BAM to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 156.8358, compared to 168.5238 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 11.6880 points.

H1 Avg (Jan–Jun) 156.8358
H2 Avg (Jul–Dec) 168.5238

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 14.0373 PKR (High: 162.6567 / Low: 148.6194). On the other end, December was the most stable month, with a tight range of 2.0608 PKR (High: 168.9067 / Low: 166.8459).

March Spread (Volatile) ±14.0373
December Spread (Stable) ±2.0608

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 1.5673 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -1.5673

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 169.9552) against the same month in 2024 (average: 154.4086), the exchange rate shifted by +15.5466 (+10.07%).

2025 Avg (July) 169.9552
2024 Avg (July) 154.4086

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 149.8912 145.2291 147.5281
February 150.0623 146.2545 148.7457
March 162.6567 148.6194 154.8286
April 165.1086 154.5971 160.6415
May 164.1441 159.4826 162.5886
June 170.0970 162.5329 166.6820
July 171.6269 165.9248 169.9552
August 170.0084 165.3293 168.5022
September 171.2048 168.3171 169.6896
October 169.7987 166.2233 168.1223
November 167.7530 165.1209 166.8583
December 168.9067 166.8459 168.0152