2012 BAM to PLN Historical Review

YEARLY HIGH

2.2993 PLN

YEARLY LOW

2.0641 PLN

YEARLY AVERAGE

2.1366 PLN

2012 BAM to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BAM to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 2.2993. Conversely, the yearly low was recorded on August 6, dropping to 2.0641.

This high-to-low spread represents a total annual volatility of 0.2351 PLN. From a start-to-finish perspective, comparing the January average rate of 2.2342 to the December average rate of 2.0911, the exchange rate registered a net change of -6.40% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 2.2993 was down 1.26% compared to the 2011 peak of 2.3286, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 11,496 PLN

2011 Average 10,526 PLN

Yearly Trough Low 10,321 PLN

Transaction Impact: A difference of 1,175.71 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

2.2487

2.0741

JanuMarcMayJulySeptNove

BAM to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1672, compared to 2.1060 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0612 points.

H1 Avg (Jan–Jun) 2.1672

H2 Avg (Jul–Dec) 2.1060

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.1459 PLN (High: 2.2993 / Low: 2.1534). On the other end, March was the most stable month, with a tight range of 0.0384 PLN (High: 2.1279 / Low: 2.0896).

January Spread (Volatile) ±0.1459

March Spread (Stable) ±0.0384

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0970 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0970

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 2.2342) against the same month in 2011 (average: 1.9892), the exchange rate shifted by +0.2450 (+12.31%).

2012 Avg (January) 2.2342

2011 Avg (January) 1.9892

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.2993	2.1534	2.2342
February	2.1647	2.1030	2.1371
March	2.1279	2.0896	2.1114
April	2.1513	2.1094	2.1341
May	2.2409	2.1261	2.1897
June	2.2599	2.1629	2.1968
July	2.1648	2.0996	2.1374
August	2.1397	2.0641	2.0887
September	2.1446	2.0748	2.1090
October	2.1227	2.0795	2.0979
November	2.1362	2.0887	2.1121
December	2.1119	2.0733	2.0911