2026 BAM to PLN Historical Review

YEARLY HIGH

2.2218 PLN

YEARLY LOW

2.1268 PLN

YEARLY AVERAGE

2.1778 PLN

2026 BAM to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BAM to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on July 12, valuing the pair at 2.2218. Conversely, the yearly low was recorded on January 27, dropping to 2.1268.

This high-to-low spread represents a total annual volatility of 0.0949 PLN. From a start-to-finish perspective, comparing the January average rate of 2.1523 to the December average rate of 2.2009, the exchange rate registered a net change of 2.25% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 2.2218 was up 0.17% compared to the 2025 peak of 2.2180, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 11,109 PLN

2025 Average 10,836 PLN

Yearly Trough Low 10,634 PLN

Transaction Impact: A difference of 474.66 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

2.2134

2.1468

JanuMarcMayJuly

BAM to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1689, compared to 2.2043 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0354 points.

H1 Avg (Jan–Jun) 2.1689

H2 Avg (Jul–Dec) 2.2043

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0548 PLN (High: 2.2164 / Low: 2.1615). On the other end, August was the most stable month, with a tight range of 0.0085 PLN (High: 2.2045 / Low: 2.1960).

March Spread (Volatile) ±0.0548

August Spread (Stable) ±0.0085

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0127 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0127

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 2.2078) against the same month in 2025 (average: 2.1767), the exchange rate shifted by +0.0312 (+1.43%).

2026 Avg (July) 2.2078

2025 Avg (July) 2.1767

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1627	2.1268	2.1523
February	2.1686	2.1466	2.1575
March	2.2164	2.1615	2.1862
April	2.1980	2.1545	2.1735
May	2.1688	2.1601	2.1633
June	2.1967	2.1632	2.1805
July	2.2218	2.1907	2.2078
August	2.2045	2.1960	2.2009