2015 BAM to PLN Historical Review

YEARLY HIGH

2.2335 PLN

YEARLY LOW

2.0391 PLN

YEARLY AVERAGE

2.1387 PLN

2015 BAM to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BAM to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 13, valuing the pair at 2.2335. Conversely, the yearly low was recorded on April 22, dropping to 2.0391.

This high-to-low spread represents a total annual volatility of 0.1944 PLN. From a start-to-finish perspective, comparing the January average rate of 2.1845 to the December average rate of 2.1950, the exchange rate registered a net change of 0.48% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 2.2335 was down 0.13% compared to the 2014 peak of 2.2364, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 11,168 PLN

2014 Average 10,695 PLN

Yearly Trough Low 10,195 PLN

Transaction Impact: A difference of 972.15 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

2.2086

2.0446

JanuMarcMayJulySeptNove

BAM to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1165, compared to 2.1609 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0444 points.

H1 Avg (Jan–Jun) 2.1165

H2 Avg (Jul–Dec) 2.1609

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.0707 PLN (High: 2.2136 / Low: 2.1429). On the other end, November was the most stable month, with a tight range of 0.0270 PLN (High: 2.1851 / Low: 2.1581).

January Spread (Volatile) ±0.0707

November Spread (Stable) ±0.0270

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0511 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0511

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 2.1950) against the same month in 2014 (average: 2.1635), the exchange rate shifted by +0.0315 (+1.45%).

2015 Avg (December) 2.1950

2014 Avg (December) 2.1635

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.2136	2.1429	2.1845
February	2.1495	2.1210	2.1341
March	2.1288	2.0863	2.1094
April	2.0839	2.0391	2.0583
May	2.1175	2.0623	2.0858
June	2.1434	2.1039	2.1271
July	2.1614	2.1002	2.1239
August	2.1710	2.1179	2.1444
September	2.1714	2.1433	2.1564
October	2.1915	2.1566	2.1716
November	2.1851	2.1581	2.1744
December	2.2335	2.1633	2.1950