2019 BAM to PLN Historical Review

YEARLY HIGH

2.2589 PLN

YEARLY LOW

2.1617 PLN

YEARLY AVERAGE

2.1974 PLN

2019 BAM to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the BAM to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on August 25, valuing the pair at 2.2589. Conversely, the yearly low was recorded on December 28, dropping to 2.1617.

This high-to-low spread represents a total annual volatility of 0.0972 PLN. From a start-to-finish perspective, comparing the January average rate of 2.1943 to the December average rate of 2.1837, the exchange rate registered a net change of -0.48% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 2.2589 was up 0.06% compared to the 2018 peak of 2.2576, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 11,295 PLN

2018 Average 10,904 PLN

Yearly Trough Low 10,809 PLN

Transaction Impact: A difference of 486.03 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

2.2328

2.1716

JanuMarcMayJulySeptNove

BAM to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1945, compared to 2.2003 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0058 points.

H1 Avg (Jan–Jun) 2.1945

H2 Avg (Jul–Dec) 2.2003

Volatility Range Comparison

Volatility

The most volatile month in 2019 was October, with a trading range of 0.0689 PLN (High: 2.2385 / Low: 2.1696). On the other end, April was the most stable month, with a tight range of 0.0274 PLN (High: 2.2079 / Low: 2.1806).

October Spread (Volatile) ±0.0689

April Spread (Stable) ±0.0274

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0318 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0318

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2019: 2.2234) against the same month in 2018 (average: 2.1931), the exchange rate shifted by +0.0303 (+1.38%).

2019 Avg (August) 2.2234

2018 Avg (August) 2.1931

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.2204	2.1791	2.1943
February	2.2298	2.1912	2.2081
March	2.2277	2.1753	2.2000
April	2.2079	2.1806	2.1927
May	2.2093	2.1769	2.1950
June	2.1943	2.1649	2.1767
July	2.2062	2.1659	2.1798
August	2.2589	2.1958	2.2234
September	2.2481	2.2054	2.2277
October	2.2385	2.1696	2.1959
November	2.2067	2.1721	2.1911
December	2.2043	2.1617	2.1837