2013 BAM to PLN Historical Review

YEARLY HIGH

2.2199 PLN

YEARLY LOW

2.0782 PLN

YEARLY AVERAGE

2.1436 PLN

2013 BAM to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the BAM to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on June 23, valuing the pair at 2.2199. Conversely, the yearly low was recorded on January 2, dropping to 2.0782.

This high-to-low spread represents a total annual volatility of 0.1417 PLN. From a start-to-finish perspective, comparing the January average rate of 2.1110 to the December average rate of 2.1319, the exchange rate registered a net change of 0.99% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 2.2199 was down 3.45% compared to the 2012 peak of 2.2993, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 11,099 PLN

2012 Average 10,683 PLN

Yearly Trough Low 10,391 PLN

Transaction Impact: A difference of 708.49 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

2.1973

2.1032

JanuMarcMayJulySeptNove

BAM to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.1336, compared to 2.1536 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0200 points.

H1 Avg (Jan–Jun) 2.1336

H2 Avg (Jul–Dec) 2.1536

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.0726 PLN (High: 2.1807 / Low: 2.1081). On the other end, November was the most stable month, with a tight range of 0.0170 PLN (High: 2.1494 / Low: 2.1324).

May Spread (Volatile) ±0.0726

November Spread (Stable) ±0.0170

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0246 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0246

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2013: 2.1894) against the same month in 2012 (average: 2.1968), the exchange rate shifted by -0.0074 (-0.34%).

2013 Avg (June) 2.1894

2012 Avg (June) 2.1968

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.1424	2.0782	2.1110
February	2.1402	2.1203	2.1309
March	2.1384	2.1089	2.1234
April	2.1432	2.0958	2.1136
May	2.1807	2.1081	2.1332
June	2.2199	2.1636	2.1894
July	2.2158	2.1539	2.1826
August	2.1874	2.1394	2.1614
September	2.1980	2.1400	2.1642
October	2.1559	2.1300	2.1396
November	2.1494	2.1324	2.1420
December	2.1483	2.1144	2.1319