YEARLY HIGH
2.5504 PLN
YEARLY LOW
2.2925 PLN
YEARLY AVERAGE
2.3953 PLN

2022 BAM to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the BAM to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 7, valuing the pair at 2.5504. Conversely, the yearly low was recorded on February 3, dropping to 2.2925.

This high-to-low spread represents a total annual volatility of 0.2579 PLN. From a start-to-finish perspective, comparing the January average rate of 2.3280 to the December average rate of 2.3912, the exchange rate registered a net change of 2.71% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 2.5504 was up 5.64% compared to the 2021 peak of 2.4144, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 12,752 PLN
2021 Average 11,672 PLN
Yearly Trough Low 11,463 PLN
Transaction Impact: A difference of 1,289.47 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

2.4622
2.3158
JanuMarcMayJulySeptNove

BAM to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.3717, compared to 2.4189 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0472 points.

H1 Avg (Jan–Jun) 2.3717
H2 Avg (Jul–Dec) 2.4189

Volatility Range Comparison

Volatility

The most volatile month in 2022 was March, with a trading range of 0.1835 PLN (High: 2.5504 / Low: 2.3669). On the other end, January was the most stable month, with a tight range of 0.0543 PLN (High: 2.3522 / Low: 2.2979).

March Spread (Volatile) ±0.1835
January Spread (Stable) ±0.0543

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0529 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0529

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2022: 2.4323) against the same month in 2021 (average: 2.3530), the exchange rate shifted by +0.0793 (+3.37%).

2022 Avg (March) 2.4323
2021 Avg (March) 2.3530

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.3522 2.2979 2.3280
February 2.4229 2.2925 2.3354
March 2.5504 2.3669 2.4323
April 2.4241 2.3592 2.3799
May 2.4206 2.3312 2.3777
June 2.4145 2.3277 2.3770
July 2.4783 2.4049 2.4352
August 2.4525 2.3758 2.4132
September 2.4709 2.3848 2.4269
October 2.5212 2.3901 2.4500
November 2.4353 2.3389 2.3971
December 2.4255 2.3691 2.3912