2023 BAM to PLN Historical Review

YEARLY HIGH

2.4486 PLN

YEARLY LOW

2.1780 PLN

YEARLY AVERAGE

2.3222 PLN

2023 BAM to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2023

During 2023, the BAM to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 16, valuing the pair at 2.4486. Conversely, the yearly low was recorded on December 13, dropping to 2.1780.

This high-to-low spread represents a total annual volatility of 0.2707 PLN. From a start-to-finish perspective, comparing the January average rate of 2.3852 to the December average rate of 2.2135, the exchange rate registered a net change of -7.20% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2023 high of 2.4486 was down 3.99% compared to the 2022 peak of 2.5504, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 12,243 PLN

2022 Average 11,979 PLN

Yearly Trough Low 10,890 PLN

Transaction Impact: A difference of 1,353.27 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2023.

2.4496

2.1921

JanuMarcMayJulySeptNove

BAM to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.3647, compared to 2.2796 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0851 points.

H1 Avg (Jan–Jun) 2.3647

H2 Avg (Jul–Dec) 2.2796

Volatility Range Comparison

Volatility

The most volatile month in 2023 was January, with a trading range of 0.1377 PLN (High: 2.4225 / Low: 2.2847). On the other end, August was the most stable month, with a tight range of 0.0476 PLN (High: 2.3010 / Low: 2.2534).

January Spread (Volatile) ±0.1377

August Spread (Stable) ±0.0476

Growth Streaks & Declines

Trends

Between July and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0589 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0589

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2023: 2.4282) against the same month in 2022 (average: 2.3354), the exchange rate shifted by +0.0927 (+3.97%).

2023 Avg (February) 2.4282

2022 Avg (February) 2.3354

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.4225	2.2847	2.3852
February	2.4486	2.3785	2.4282
March	2.4299	2.3782	2.3982
April	2.4128	2.3379	2.3743
May	2.3624	2.2975	2.3237
June	2.3075	2.2526	2.2789
July	2.2970	2.2446	2.2724
August	2.3010	2.2534	2.2805
September	2.3925	2.2882	2.3562
October	2.3734	2.2594	2.3071
November	2.2864	2.1996	2.2482
December	2.2294	2.1780	2.2135