2012 BGN to BAM Historical Review

YEARLY HIGH

1.0095 BAM

YEARLY LOW

0.9913 BAM

YEARLY AVERAGE

1.0000 BAM

2012 BGN to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BGN to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on August 2, valuing the pair at 1.0095. Conversely, the yearly low was recorded on August 3, dropping to 0.9913.

This high-to-low spread represents a total annual volatility of 0.0182 BAM. From a start-to-finish perspective, comparing the January average rate of 1.0000 to the December average rate of 1.0008, the exchange rate registered a net change of 0.08% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.0095 was up 0.09% compared to the 2011 peak of 1.0086, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 5,048 BAM

2011 Average 5,004 BAM

Yearly Trough Low 4,956 BAM

Transaction Impact: A difference of 91.14 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.0017

0.9982

JanuMarcMayJulySeptNove

BGN to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9999, compared to 1.0002 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.9999

H2 Avg (Jul–Dec) 1.0002

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.0182 BAM (High: 1.0095 / Low: 0.9913). On the other end, November was the most stable month, with a tight range of 0.0052 BAM (High: 1.0027 / Low: 0.9975).

August Spread (Volatile) ±0.0182

November Spread (Stable) ±0.0052

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0029 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0029

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2012: 1.0001) against the same month in 2011 (average: 1.0007), the exchange rate shifted by -0.0006 (-0.06%).

2012 Avg (August) 1.0001

2011 Avg (August) 1.0007

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0037	0.9943	1.0000
February	1.0036	0.9946	0.9997
March	1.0029	0.9970	0.9996
April	1.0035	0.9982	1.0000
May	1.0056	0.9971	1.0014
June	1.0049	0.9925	0.9985
July	1.0042	0.9953	1.0003
August	1.0095	0.9913	1.0001
September	1.0041	0.9927	0.9994
October	1.0029	0.9970	1.0004
November	1.0027	0.9975	1.0002
December	1.0049	0.9982	1.0008