2019 BGN to BAM Historical Review

YEARLY HIGH

1.0082 BAM

YEARLY LOW

0.9896 BAM

YEARLY AVERAGE

0.9997 BAM

2019 BGN to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the BGN to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on January 9, valuing the pair at 1.0082. Conversely, the yearly low was recorded on March 7, dropping to 0.9896.

This high-to-low spread represents a total annual volatility of 0.0186 BAM. From a start-to-finish perspective, comparing the January average rate of 0.9994 to the December average rate of 1.0001, the exchange rate registered a net change of 0.08% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 1.0082 was down 0.26% compared to the 2018 peak of 1.0108, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 5,041 BAM

2018 Average 4,995 BAM

Yearly Trough Low 4,948 BAM

Transaction Impact: A difference of 93.11 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

1.0006

0.9988

JanuMarcMayJulySeptNove

BGN to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9996, compared to 0.9999 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.9996

H2 Avg (Jul–Dec) 0.9999

Volatility Range Comparison

Volatility

The most volatile month in 2019 was January, with a trading range of 0.0178 BAM (High: 1.0082 / Low: 0.9904). On the other end, November was the most stable month, with a tight range of 0.0068 BAM (High: 1.0028 / Low: 0.9960).

January Spread (Volatile) ±0.0178

November Spread (Stable) ±0.0068

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2019. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0008 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2019: 0.9994) against the same month in 2018 (average: 1.0009), the exchange rate shifted by -0.0016 (-0.16%).

2019 Avg (January) 0.9994

2018 Avg (January) 1.0009

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0082	0.9904	0.9994
February	1.0061	0.9951	0.9998
March	1.0053	0.9896	0.9991
April	1.0032	0.9929	0.9989
May	1.0042	0.9968	1.0004
June	1.0055	0.9918	1.0001
July	1.0036	0.9931	0.9996
August	1.0082	0.9947	0.9997
September	1.0047	0.9953	0.9996
October	1.0043	0.9968	1.0005
November	1.0028	0.9960	0.9996
December	1.0075	0.9947	1.0001