2025 BGN to BAM Historical Review

YEARLY HIGH

1.0263 BAM

YEARLY LOW

0.9884 BAM

YEARLY AVERAGE

1.0003 BAM

2025 BGN to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BGN to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on April 11, valuing the pair at 1.0263. Conversely, the yearly low was recorded on April 22, dropping to 0.9884.

This high-to-low spread represents a total annual volatility of 0.0380 BAM. From a start-to-finish perspective, comparing the January average rate of 1.0001 to the December average rate of 1.0001, the exchange rate registered a net change of -0.00% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.0263 was up 1.83% compared to the 2024 peak of 1.0079, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 5,132 BAM

2024 Average 4,999 BAM

Yearly Trough Low 4,942 BAM

Transaction Impact: A difference of 189.78 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.0030

0.9986

JanuMarcMayJulySeptNove

BGN to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0006, compared to 1.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 1.0006

H2 Avg (Jul–Dec) 1.0000

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0380 BAM (High: 1.0263 / Low: 0.9884). On the other end, December was the most stable month, with a tight range of 0.0075 BAM (High: 1.0046 / Low: 0.9971).

April Spread (Volatile) ±0.0380

December Spread (Stable) ±0.0075

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0028 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0028

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 1.0026) against the same month in 2024 (average: 0.9991), the exchange rate shifted by +0.0035 (+0.35%).

2025 Avg (April) 1.0026

2024 Avg (April) 0.9991

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0097	0.9935	1.0001
February	1.0085	0.9900	1.0005
March	1.0089	0.9900	0.9995
April	1.0263	0.9884	1.0026
May	1.0115	0.9916	0.9999
June	1.0099	0.9921	1.0007
July	1.0041	0.9896	0.9990
August	1.0144	0.9936	1.0007
September	1.0093	0.9934	1.0003
October	1.0045	0.9939	1.0000
November	1.0051	0.9938	1.0000
December	1.0046	0.9971	1.0001