YEARLY HIGH
1.0115 BAM
YEARLY LOW
0.9901 BAM
YEARLY AVERAGE
0.9996 BAM

2026 BGN to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BGN to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on April 7, valuing the pair at 1.0115. Conversely, the yearly low was recorded on June 7, dropping to 0.9901.

This high-to-low spread represents a total annual volatility of 0.0215 BAM. From a start-to-finish perspective, comparing the January average rate of 1.0005 to the December average rate of 0.9975, the exchange rate registered a net change of -0.31% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.0115 was down 1.44% compared to the 2025 peak of 1.0263, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 5,058 BAM
2025 Average 5,001 BAM
Yearly Trough Low 4,950 BAM
Transaction Impact: A difference of 107.33 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.0010
0.9971
JanuFebrMarcApriMayJune

BGN to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9996, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.9996 points.

H1 Avg (Jan–Jun) 0.9996
H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0181 BAM (High: 1.0093 / Low: 0.9912). On the other end, May was the most stable month, with a tight range of 0.0028 BAM (High: 1.0017 / Low: 0.9989).

March Spread (Volatile) ±0.0181
May Spread (Stable) ±0.0028

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0033 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0033

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 1.0002) against the same month in 2025 (average: 1.0026), the exchange rate shifted by -0.0025 (-0.25%).

2026 Avg (April) 1.0002
2025 Avg (April) 1.0026

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.0093 0.9960 1.0005
February 1.0029 0.9954 0.9995
March 1.0093 0.9912 0.9990
April 1.0115 0.9949 1.0002
May 1.0017 0.9989 1.0007
June 1.0003 0.9901 0.9975