2015 BGN to BAM Historical Review

YEARLY HIGH

1.0065 BAM

YEARLY LOW

0.9982 BAM

YEARLY AVERAGE

1.0001 BAM

2015 BGN to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BGN to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on April 3, valuing the pair at 1.0065. Conversely, the yearly low was recorded on January 23, dropping to 0.9982.

This high-to-low spread represents a total annual volatility of 0.0083 BAM. From a start-to-finish perspective, comparing the January average rate of 1.0000 to the December average rate of 1.0000, the exchange rate registered a net change of -0.00% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 1.0065 was up 0.36% compared to the 2014 peak of 1.0029, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 5,033 BAM

2014 Average 4,999 BAM

Yearly Trough Low 4,991 BAM

Transaction Impact: A difference of 41.32 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.0007

0.9997

JanuMarcMayJulySeptNove

BGN to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0001, compared to 1.0001 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 1.0001

H2 Avg (Jul–Dec) 1.0001

Volatility Range Comparison

Volatility

The most volatile month in 2015 was April, with a trading range of 0.0073 BAM (High: 1.0065 / Low: 0.9992). On the other end, February was the most stable month, with a tight range of 0.0015 BAM (High: 1.0007 / Low: 0.9992).

April Spread (Volatile) ±0.0073

February Spread (Stable) ±0.0015

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2015. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0006 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2015: 1.0006) against the same month in 2014 (average: 1.0000), the exchange rate shifted by +0.0006 (+0.06%).

2015 Avg (April) 1.0006

2014 Avg (April) 1.0000

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0022	0.9982	1.0000
February	1.0007	0.9992	1.0000
March	1.0010	0.9990	1.0000
April	1.0065	0.9992	1.0006
May	1.0010	0.9989	1.0000
June	1.0034	0.9990	1.0002
July	1.0021	0.9993	1.0001
August	1.0015	0.9989	1.0003
September	1.0013	0.9994	1.0002
October	1.0011	0.9989	1.0000
November	1.0013	0.9987	0.9998
December	1.0012	0.9988	1.0000