2022 BGN to BAM Historical Review

YEARLY HIGH

1.0257 BAM

YEARLY LOW

0.9791 BAM

YEARLY AVERAGE

0.9998 BAM

2022 BGN to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the BGN to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on November 10, valuing the pair at 1.0257. Conversely, the yearly low was recorded on September 13, dropping to 0.9791.

This high-to-low spread represents a total annual volatility of 0.0466 BAM. From a start-to-finish perspective, comparing the January average rate of 1.0001 to the December average rate of 0.9998, the exchange rate registered a net change of -0.03% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 1.0257 was up 1.50% compared to the 2021 peak of 1.0106, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 5,129 BAM

2021 Average 4,999 BAM

Yearly Trough Low 4,895 BAM

Transaction Impact: A difference of 233.24 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

1.0021

0.9987

JanuMarcMayJulySeptNove

BGN to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9994, compared to 1.0001 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.9994

H2 Avg (Jul–Dec) 1.0001

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.0381 BAM (High: 1.0172 / Low: 0.9791). On the other end, July was the most stable month, with a tight range of 0.0117 BAM (High: 1.0057 / Low: 0.9940).

September Spread (Volatile) ±0.0381

July Spread (Stable) ±0.0117

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0020 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0020

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2022: 1.0018) against the same month in 2021 (average: 1.0001), the exchange rate shifted by +0.0017 (+0.17%).

2022 Avg (November) 1.0018

2021 Avg (November) 1.0001

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0067	0.9921	1.0001
February	1.0131	0.9915	0.9996
March	1.0085	0.9919	0.9992
April	1.0060	0.9926	0.9991
May	1.0076	0.9852	0.9993
June	1.0142	0.9903	0.9994
July	1.0057	0.9940	0.9990
August	1.0062	0.9906	0.9992
September	1.0172	0.9791	0.9990
October	1.0139	0.9921	1.0018
November	1.0257	0.9877	1.0018
December	1.0098	0.9914	0.9998