2018 BGN to BAM Historical Review

YEARLY HIGH

1.0108 BAM

YEARLY LOW

0.9725 BAM

YEARLY AVERAGE

0.9991 BAM

2018 BGN to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the BGN to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on January 13, valuing the pair at 1.0108. Conversely, the yearly low was recorded on November 6, dropping to 0.9725.

This high-to-low spread represents a total annual volatility of 0.0383 BAM. From a start-to-finish perspective, comparing the January average rate of 1.0009 to the December average rate of 0.9995, the exchange rate registered a net change of -0.15% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 1.0108 was up 0.20% compared to the 2017 peak of 1.0088, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 5,054 BAM

2017 Average 5,001 BAM

Yearly Trough Low 4,862 BAM

Transaction Impact: A difference of 191.70 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

1.0014

0.9962

JanuMarcMayJulySeptNove

BGN to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9999, compared to 0.9983 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0016 points.

H1 Avg (Jan–Jun) 0.9999

H2 Avg (Jul–Dec) 0.9983

Volatility Range Comparison

Volatility

The most volatile month in 2018 was November, with a trading range of 0.0362 BAM (High: 1.0087 / Low: 0.9725). On the other end, December was the most stable month, with a tight range of 0.0099 BAM (High: 1.0032 / Low: 0.9934).

November Spread (Volatile) ±0.0362

December Spread (Stable) ±0.0099

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0026 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0026

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2018: 1.0009) against the same month in 2017 (average: 1.0002), the exchange rate shifted by +0.0008 (+0.08%).

2018 Avg (January) 1.0009

2017 Avg (January) 1.0002

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0108	0.9963	1.0009
February	1.0098	0.9933	0.9999
March	1.0059	0.9940	1.0000
April	1.0029	0.9881	0.9987
May	1.0043	0.9926	0.9995
June	1.0062	0.9819	1.0001
July	1.0053	0.9764	0.9980
August	1.0055	0.9845	0.9989
September	1.0046	0.9741	0.9966
October	1.0051	0.9843	0.9996
November	1.0087	0.9725	0.9970
December	1.0032	0.9934	0.9995