2012 BGN to JMD Historical Review

YEARLY HIGH

62.6902 JMD

YEARLY LOW

54.8929 JMD

YEARLY AVERAGE

58.0386 JMD

2012 BGN to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BGN to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 62.6902. Conversely, the yearly low was recorded on July 24, dropping to 54.8929.

This high-to-low spread represents a total annual volatility of 7.7973 JMD. From a start-to-finish perspective, comparing the January average rate of 56.7879 to the December average rate of 61.6464, the exchange rate registered a net change of 8.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 62.6902 was down 3.28% compared to the 2011 peak of 64.8153, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 313,451 JMD

2011 Average 305,659 JMD

Yearly Trough Low 274,465 JMD

Transaction Impact: A difference of 38,986.37 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

62.2491

55.0174

JanuMarcMayJulySeptNove

BGN to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 57.4867, compared to 58.5905 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.1038 points.

H1 Avg (Jan–Jun) 57.4867

H2 Avg (Jul–Dec) 58.5905

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 3.1980 JMD (High: 58.5731 / Low: 55.3751). On the other end, April was the most stable month, with a tight range of 1.3172 JMD (High: 59.0613 / Low: 57.7440).

May Spread (Volatile) ±3.1980

April Spread (Stable) ±1.3172

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1.2597 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.2597

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 61.6464) against the same month in 2011 (average: 58.0756), the exchange rate shifted by +3.5708 (+6.15%).

2012 Avg (December) 61.6464

2011 Avg (December) 58.0756

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	58.0650	55.8152	56.7879
February	59.4065	57.2544	58.2956
March	59.1432	57.7076	58.4165
April	59.0613	57.7440	58.2672
May	58.5731	55.3751	57.0075
June	57.0292	55.2944	56.1453
July	56.7651	54.8929	55.6200
August	57.4406	55.7171	56.4384
September	59.7926	57.3195	58.6666
October	60.3411	58.8407	59.6595
November	60.5219	58.8718	59.5119
December	62.6902	60.4716	61.6464