YEARLY HIGH
97.4057 JMD
YEARLY LOW
81.6790 JMD
YEARLY AVERAGE
91.9481 JMD

2025 BGN to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BGN to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 97.4057. Conversely, the yearly low was recorded on January 2, dropping to 81.6790.

This high-to-low spread represents a total annual volatility of 15.7267 JMD. From a start-to-finish perspective, comparing the January average rate of 83.0967 to the December average rate of 95.8260, the exchange rate registered a net change of 15.32% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 97.4057 was up 7.92% compared to the 2024 peak of 90.2594, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 487,029 JMD
2024 Average 432,589 JMD
Yearly Trough Low 408,395 JMD
Transaction Impact: A difference of 78,633.40 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

97.3772
81.7984
JanuMarcMayJulySeptNove

BGN to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 88.3801, compared to 95.5162 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 7.1360 points.

H1 Avg (Jan–Jun) 88.3801
H2 Avg (Jul–Dec) 95.5162

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 5.4613 JMD (High: 92.4209 / Low: 86.9597). On the other end, November was the most stable month, with a tight range of 1.1661 JMD (High: 95.4169 / Low: 94.2509).

April Spread (Volatile) ±5.4613
November Spread (Stable) ±1.1661

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.6776 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.6776

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 96.0790) against the same month in 2024 (average: 89.2092), the exchange rate shifted by +6.8698 (+7.70%).

2025 Avg (September) 96.0790
2024 Avg (September) 89.2092

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 84.4595 81.6790 83.0967
February 84.8545 82.5975 84.0470
March 87.7061 83.5868 86.5899
April 92.4209 86.9597 90.7009
May 92.6622 90.0528 91.7020
June 96.7126 92.0551 94.1444
July 96.9401 93.3653 95.5146
August 96.0325 93.5985 95.2926
September 97.4057 95.1534 96.0790
October 96.4385 94.5799 95.5312
November 95.4169 94.2509 94.8536
December 96.4336 95.1843 95.8260