2015 BGN to JMD Historical Review

YEARLY HIGH

70.9590 JMD

YEARLY LOW

61.9527 JMD

YEARLY AVERAGE

66.2872 JMD

2015 BGN to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BGN to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 70.9590. Conversely, the yearly low was recorded on March 15, dropping to 61.9527.

This high-to-low spread represents a total annual volatility of 9.0063 JMD. From a start-to-finish perspective, comparing the January average rate of 68.3688 to the December average rate of 66.7304, the exchange rate registered a net change of -2.40% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 70.9590 was down 9.36% compared to the 2014 peak of 78.2869, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 354,795 JMD

2014 Average 376,238 JMD

Yearly Trough Low 309,764 JMD

Transaction Impact: A difference of 45,031.33 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

68.8689

62.9351

JanuMarcMayJulySeptNove

BGN to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 65.8210, compared to 66.7533 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.9323 points.

H1 Avg (Jan–Jun) 65.8210

H2 Avg (Jul–Dec) 66.7533

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 5.2070 JMD (High: 70.9590 / Low: 65.7520). On the other end, February was the most stable month, with a tight range of 1.4565 JMD (High: 67.6155 / Low: 66.1590).

January Spread (Volatile) ±5.2070

February Spread (Stable) ±1.4565

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 3.3144 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -3.3144

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 68.3688) against the same month in 2014 (average: 74.0448), the exchange rate shifted by -5.6760 (-7.67%).

2015 Avg (January) 68.3688

2014 Avg (January) 74.0448

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	70.9590	65.7520	68.3688
February	67.6155	66.1590	67.0435
March	66.0366	61.9527	63.7292
April	65.8078	61.9884	63.4296
May	67.7581	64.5610	65.9377
June	67.3381	64.7156	66.4172
July	66.1036	64.2895	65.3310
August	69.2350	64.8530	66.6583
September	69.0765	67.0727	67.9504
October	69.8280	66.8963	68.3745
November	67.3355	64.3196	65.4752
December	67.4285	64.5021	66.7304