2014 BGN to JMD Historical Review

YEARLY HIGH

78.2869 JMD

YEARLY LOW

71.0092 JMD

YEARLY AVERAGE

75.2449 JMD

2014 BGN to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BGN to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 7, valuing the pair at 78.2869. Conversely, the yearly low was recorded on December 31, dropping to 71.0092.

This high-to-low spread represents a total annual volatility of 7.2777 JMD. From a start-to-finish perspective, comparing the January average rate of 74.0448 to the December average rate of 71.7154, the exchange rate registered a net change of -3.15% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 78.2869 was up 4.69% compared to the 2013 peak of 74.7785, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 391,434 JMD

2013 Average 338,723 JMD

Yearly Trough Low 355,046 JMD

Transaction Impact: A difference of 36,388.43 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

78.3407

71.1131

JanuMarcMayJulySeptNove

BGN to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 76.3346, compared to 74.1551 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.1796 points.

H1 Avg (Jan–Jun) 76.3346

H2 Avg (Jul–Dec) 74.1551

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 3.0815 JMD (High: 75.6394 / Low: 72.5580). On the other end, November was the most stable month, with a tight range of 0.9750 JMD (High: 72.3759 / Low: 71.4009).

September Spread (Volatile) ±3.0815

November Spread (Stable) ±0.9750

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 2.4177 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -2.4177

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2014: 77.5392) against the same month in 2013 (average: 65.3930), the exchange rate shifted by +12.1462 (+18.57%).

2014 Avg (May) 77.5392

2013 Avg (May) 65.3930

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	74.6973	73.6371	74.0448
February	76.0248	74.0205	74.9904
March	77.3553	75.9089	76.7974
April	77.7220	76.5648	77.3176
May	78.2869	77.1346	77.5392
June	78.0756	76.8399	77.3183
July	78.2600	76.9799	77.7384
August	77.2126	75.6982	76.5865
September	75.6394	72.5580	74.1689
October	73.4119	72.2222	72.8132
November	72.3759	71.4009	71.9081
December	72.8357	71.0092	71.7154