YEARLY HIGH
90.2594 JMD
YEARLY LOW
82.7003 JMD
YEARLY AVERAGE
86.5164 JMD

2024 BGN to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the BGN to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 24, valuing the pair at 90.2594. Conversely, the yearly low was recorded on December 25, dropping to 82.7003.

This high-to-low spread represents a total annual volatility of 7.5591 JMD. From a start-to-finish perspective, comparing the January average rate of 86.4892 to the December average rate of 83.7651, the exchange rate registered a net change of -3.15% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 90.2594 was up 1.65% compared to the 2023 peak of 88.7959, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 451,297 JMD
2023 Average 426,136 JMD
Yearly Trough Low 413,502 JMD
Transaction Impact: A difference of 37,795.58 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

89.7536
83.2207
JanuMarcMayJulySeptNove

BGN to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 85.9653, compared to 87.0676 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.1023 points.

H1 Avg (Jan–Jun) 85.9653
H2 Avg (Jul–Dec) 87.0676

Volatility Range Comparison

Volatility

The most volatile month in 2024 was November, with a trading range of 3.9114 JMD (High: 88.3423 / Low: 84.4308). On the other end, February was the most stable month, with a tight range of 1.1965 JMD (High: 86.8705 / Low: 85.6740).

November Spread (Volatile) ±3.9114
February Spread (Stable) ±1.1965

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 2.3557 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -2.3557

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2024: 89.2092) against the same month in 2023 (average: 84.3604), the exchange rate shifted by +4.8488 (+5.75%).

2024 Avg (September) 89.2092
2023 Avg (September) 84.3604

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 87.4517 85.9378 86.4892
February 86.8705 85.6740 86.3002
March 87.0566 84.7869 85.9120
April 85.9928 84.1159 85.0319
May 86.8351 85.1109 86.3948
June 86.5373 85.0496 85.6638
July 87.3795 85.4180 86.7625
August 89.6525 86.2652 88.3112
September 90.2594 88.0817 89.2092
October 89.1277 87.3397 88.2366
November 88.3423 84.4308 86.1208
December 85.0855 82.7003 83.7651