2026 BGN to JMD Historical Review

YEARLY HIGH

96.4426 JMD

YEARLY LOW

91.4394 JMD

YEARLY AVERAGE

93.5395 JMD

2026 BGN to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BGN to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 96.4426. Conversely, the yearly low was recorded on June 25, dropping to 91.4394.

This high-to-low spread represents a total annual volatility of 5.0031 JMD. From a start-to-finish perspective, comparing the January average rate of 94.6988 to the December average rate of 93.0529, the exchange rate registered a net change of -1.74% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 96.4426 was down 0.99% compared to the 2025 peak of 97.4057, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 482,213 JMD

2025 Average 459,956 JMD

Yearly Trough Low 457,197 JMD

Transaction Impact: A difference of 25,015.66 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

94.9320

92.1342

JanuMarcMayJuly

BGN to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 93.8159, compared to 92.7101 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.1059 points.

H1 Avg (Jan–Jun) 93.8159

H2 Avg (Jul–Dec) 92.7101

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 2.8873 JMD (High: 96.4426 / Low: 93.5552). On the other end, August was the most stable month, with a tight range of 0.0000 JMD (High: 93.0529 / Low: 93.0529).

January Spread (Volatile) ±2.8873

August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.7148 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -1.7148

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 94.6988) against the same month in 2025 (average: 83.0967), the exchange rate shifted by +11.6022 (+13.96%).

2026 Avg (January) 94.6988

2025 Avg (January) 83.0967

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	96.4426	93.5552	94.6988
February	95.6997	93.6525	94.4230
March	93.7927	91.5813	92.7082
April	95.4273	92.5741	94.3522
May	93.9250	93.6355	93.8041
June	94.0395	91.4394	92.9093
July	92.7926	91.6707	92.3673
August	93.0529	93.0529	93.0529