2012 BGN to SGD Historical Review

YEARLY HIGH

0.8603 SGD

YEARLY LOW

0.7786 SGD

YEARLY AVERAGE

0.8207 SGD

2012 BGN to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BGN to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 24, valuing the pair at 0.8603. Conversely, the yearly low was recorded on July 24, dropping to 0.7786.

This high-to-low spread represents a total annual volatility of 0.0817 SGD. From a start-to-finish perspective, comparing the January average rate of 0.8433 to the December average rate of 0.8184, the exchange rate registered a net change of -2.95% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.8603 was down 8.12% compared to the 2011 peak of 0.9364, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 4,302 SGD

2011 Average 4,470 SGD

Yearly Trough Low 3,893 SGD

Transaction Impact: A difference of 408.52 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.8545

0.7846

JanuMarcMayJulySeptNove

BGN to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8373, compared to 0.8040 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0333 points.

H1 Avg (Jan–Jun) 0.8373

H2 Avg (Jul–Dec) 0.8040

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.0387 SGD (High: 0.8174 / Low: 0.7786). On the other end, October was the most stable month, with a tight range of 0.0121 SGD (High: 0.8175 / Low: 0.8055).

July Spread (Volatile) ±0.0387

October Spread (Stable) ±0.0121

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0256 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0256

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 0.8470) against the same month in 2011 (average: 0.8903), the exchange rate shifted by -0.0433 (-4.87%).

2012 Avg (February) 0.8470

2011 Avg (February) 0.8903

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8580	0.8354	0.8433
February	0.8603	0.8322	0.8470
March	0.8568	0.8414	0.8487
April	0.8556	0.8342	0.8410
May	0.8340	0.8159	0.8264
June	0.8245	0.8120	0.8176
July	0.8174	0.7786	0.7920
August	0.8035	0.7800	0.7904
September	0.8193	0.8013	0.8091
October	0.8175	0.8055	0.8118
November	0.8108	0.7941	0.8024
December	0.8281	0.8074	0.8184